Know what's safe to spend.

Most people make purchasing decisions on the basis of anxiety. They ask themselves, "Can I afford this?" Then, depending on how anxious it makes them feel, they decide whether to buy it or not. With Ketzie, there's a better way. Don't make financial decisions based on feelings. Make decisions based on facts.

Private by design

Ketzie is local-first. Your accounts, balances, and bills live on your device. There's no account to create and no server holding your financial life — because your data never leaves your phone.

How it works

1. Add your accounts and balances
2. Tell it when you get paid
3. Add your recurring bills
4. Set a daily spending buffer

Ketzie continuously derives your safe-to-spend number and shows you exactly how it got there — every deduction visible and tappable.

Coming to the App Store.